A Guide to Aryza: How Our Solutions Can Help Your Business

Aryza’s suite of solutions is designed to help lenders in all industries, including those in motor finance, banking, fintech, retail, e-commerce, and alternative lenders. Our solutions will help your organisation streamline operations, improve your customer experience, and ensure regulatory compliance. Here’s our comprehensive guide to our solutions and their benefits. 

Aryza Insolv

Debt and Insolvency 

Aryza Insolv is a comprehensive case management software for personal and corporate insolvency. It provides an end-to-end solution that streamlines processes for insolvency practitioners and automates data collection, financial management, and creditor communication. The platform supports compliance with local legislation, offers a self-serve option for consumers, and integrates with various financial systems for efficient case handling. It enhances productivity, reduces costs, and improves client engagement while ensuring secure and compliant operations.

 

Aryza Advize

Debt and Insolvency | Debt Purchase 

Aryza Advize is a cloud-based software that automates debt management and insolvency processes for financial professionals. It offers tools for case management, customer onboarding, creditor engagement, and document automation. The platform supports financial advisors, lenders, and insolvency practitioners with features like automated workflows, open banking integration, and marketing automation. Aryza Advize helps businesses streamline debt recovery, improve client communication, and maintain compliance, ultimately increasing productivity and cash flow.

 

Aryza Lend

Banking and Lending | Mail Order |Retail Finance

Aryza Lend is a cloud-based loan management platform that automates the entire lending cycle, from application to collection. Its modular design allows customisation for various lenders, including mortgage and vehicle finance providers. Key benefits include cost reduction, improved operational efficiency, and regulatory compliance. The software supports digital origination, customer self-service capabilities, and comprehensive arrears management. It integrates easily with existing systems, making it suitable for startups and established businesses.

 

Aryza Originate

Banking and Lending | Mail Order | Retail Finance 

Aryza Originate is a cloud-based loan origination software designed to streamline the financial product application process. It automates back-end processes, enhancing efficiency, reducing costs, and ensuring regulatory compliance. Features include a fully digital application journey, automated underwriting, and management analytics. The platform is aimed at improving borrower experiences and supports lenders in managing loan portfolios and documents effectively.

 

Aryza Acquire

Banking and Lending | Debt and Insolvency | Debt Purchase | Mail Order | Retail Finance | Telecoms and Utilities

Aryza Acquire is a customer acquisition software designed to streamline onboarding for both consumers and commercial clients. It utilises open banking and automated decision-making to quickly assess financial details and improve customer experience. Key benefits include reduced manual processes, enhanced data analysis for credit decisions, and secure handling of customer information. The platform aims to increase efficiency, reduce onboarding times, and support 24/7 access for users.

 

Aryza Recover

Banking and Lending | Debt and Insolvency | Debt Purchase | Government | Mail Order | Retail Finance | Telecoms and Utilities

Aryza Recover is a debt recovery management software that automates the collections process for both consumers and businesses. It features a user-friendly interface to help customers manage their financial commitments while providing lenders with accurate data on affordability and vulnerability. The software allows for customisable payment plans, reduces call centre time, and enhances customer engagement through self-service options. Aryza Recover can be tailored to align with business strategies and branding, making it a versatile tool in debt management.

 

Aryza Engage

Banking and Lending | Debt and Insolvency | Debt Purchase | Government | Mail Order | Retail Finance | Telecoms and Utilities

Aryza Engage is a customer engagement software designed to enhance financial well-being and build strong relationships with consumers. It features a user-friendly interface where customers can manage their income, expenses, and credit commitments. Key benefits include financial management tools, customisable software, automated decision-making, and minimal integration requirements. The platform also offers a dashboard displaying financial health indicators and the ability to switch service providers to save money.

 

Aryza Evaluate

Banking and Lending | Mail Order | Retail Finance 

Aryza Evaluate is a software solution designed for banks to implement IFRS 9 standards. It focuses on expected loss calculations and risk assessment. It features modules like the Impairment Engine for assessing critical and routine financial cases, a Parameter Engine for integrating risk models, and a Risk Engine for conducting stress tests. The platform supports multiple clients, languages, and currencies, offering flexibility in managing risk parameters and optimizing financial reporting.

 

Aryza Decide

All Industries

Aryza Decide is a cloud-based decision engine designed for automating lending decisions and managing credit risk. It allows users to create rules-based customer journeys and integrate them with existing workflows. It offers features like customisable rule sets, tailored scorecards, and multiple integration options with credit reference agencies and open banking providers. The platform aims to reduce underwriting time, control credit risk in-house, and lower costs associated with manual tasks.

 

Aryza Evolve

Banking and Lending | Debt and Insolvency | Debt Purchase | Mail Order | Retail Finance 

Aryza Evolve is a managed service solution designed to help creditors effectively manage insolvency returns while protecting customer interests. It leverages technology and data analytics to enhance understanding of business operations, improve compliance, and manage risk. The service also offers expertise in financial services, unlocking potential capital from historical bankruptcy data. Aryza Evolve has achieved significant financial results, helping clients recover millions in unclaimed funds.

 

Aryza Monitor

Banking and Lending | Telecoms and Utilities

Aryza Monitor is a financial assessment tool designed for B2B institutions, facilitating better credit underwriting through Open Finance technology. It automates onboarding processes, provides a comprehensive view of SMEs’ financial data, and enables quicker credit decisions while reducing fraud. Key features include financial health monitoring, cash flow summaries, and detailed customer information. Aryza Monitor aims to transform the lending process, streamline data access, and improve overall efficiency in credit decision-making.

 

Aryza Dunning* | Aryza Collect*

Telecoms and Utilities

This accounts receivable management software is designed to streamline processes and reduce overdue invoices. It offers cloud-based flexibility, user-friendly automation, and quick integration, allowing users to manage receivables from various devices. Key benefits include improved cash flow, reduced days sales outstanding (DSO), and significant cost savings. Clients often see a rapid return on investment, with some recovering costs in just hours.

 

*Please note that this product is referred to as Aryza Dunning in some countries and Aryza Collect in others. Despite the different names, the product features and functionality remain the same across all regions.

 

Aryza Control

Telecoms and Utilities

Aryza Control is a Software-as-a-Service (SaaS) platform designed for effectively managing external collections. It offers comprehensive insights into the collections process for both B2B and B2C clients. Through standardized reporting and transparent communication, it facilitates better collaboration between clients and collection partners. The platform ensures compliance with regulations and provides over 50 standard reports, promoting efficient case management strategies and improved recovery rates.

 

Aryza Review

Debt and Insolvency | Debt Purchase 

Aryza Review automates the collection of personal and financial data for insolvency practitioners, improving efficiency in managing customer information. It offers a secure platform for consumers to upload documents and provides insights on affordability and vulnerability. Benefits include streamlined communication, reduced operational costs, and improved customer experience through a white-labelled solution. The tool enhances data accuracy and saves time for agents by automating data collection processes.

 

Aryza Connect

Banking and Lending | Debt and Insolvency | Debt Purchase | Mail Order | Retail Finance 

Aryza Connect is a two-way communication platform designed for creditors and insolvency practitioners. It facilitates secure, automated interactions for voting and proof of debt submissions, integrated with case management systems. Key benefits include improved efficiency, reduced costs, and enhanced compliance, with over 97% of creditors engaging electronically. The platform automates tasks to streamline insolvency processes.

 

Aryza Decline

Banking and Lending | Mail Order | Retail Finance 

Aryza Decline offers a solution for managing customers declined for loans, providing tailored alternatives and support. It features automated decision-making based on financial assessments; it integrates with existing systems and can be white labelled for branding. Benefits include reliable data processing, secure storage, minimal IT impact, and a user-friendly interface for agents. This service aims to enhance the customer experience by streamlining communications and effectively guiding clients through alternative options.

 

No matter which industry you’re in, Aryza has the perfect solution for your organisation. Contact us to book a demo today or with any questions you may have.

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